Enid Small Business Administration

SBA Loans in Enid, OK

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Enid, OK, StartCap provides the financial foundation your business needs. Flexible terms and dedicated support make growth achievable. Let us power your entrepreneurial journey with ease and confidence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Oklahoma's Small Business Launchpad

We're More Than Enid SBA Loans

StartCap provides businesses in Garfield County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Enid or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Garfield County

Find SBA Loans Near Enid, OK

For entrepreneurs in Enid and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Perry to The Village and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Enid that can help with SBA loans?

Enid, a dynamic city in Oklahoma with its aerospace roots and agricultural heritage, offers a compelling environment for small business growth. Local founders seeking SBA loan support find multiple resources across Garvin County's business ecosystem, where financial institutions understand regional economic nuances.

Here are a few local suggestions:
  • First Bank & Trust at Main Street & Broadway Avenue
  • Arvest Bank at Owen K. Garriott Road & Van Buren Street
  • Wharton Bank at East Broadway Avenue & North Van Buren Street
  • Great Plains Bank at North Van Buren Street & East Randolph Avenue
  • Bank of Oklahoma at East Broadway & North Van Buren Street
  • Farmers & Citizens Bank at North Grand Avenue & East Elm Avenue

SBA loan options like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, and real estate acquisitions. New business owners in Oklahoma can leverage these flexible financing solutions to transform entrepreneurial visions into sustainable economic contributions.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Enid, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Enid, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Garfield County's business ecosystem, various enterprises in Enid, OK qualify for Small Business Administration (SBA) loans. Local restaurants, retail shops, construction companies, professional services, and agricultural support businesses often meet lending criteria for financial assistance.

Manufacturing firms, technology startups, service-based industries like plumbing and HVAC contractors, and commercial real estate developers near the Cherokee Strip Museum can access SBA loan programs. Businesses demonstrating strong financial planning and local economic potential receive priority considerations.

Elevate Yourself

Get Pre-Approved