SBA Loans in Guthrie, OK
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empowering small businesses through SBA loans in Guthrie, OK, StartCap delivers tailored solutions. With competitive rates and easy applications, we help your business soar. Let us fuel your growth journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Guthrie SBA Loans
StartCap helps businesses in Logan County thrive by offering a range of financial solutions designed to meet their needs. Whether you're looking to expand, improve cash flow, or take on new projects, we’ve got you covered.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Guthrie or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Guthrie, OK
For entrepreneurs in Guthrie and beyond, financial solutions are tailored to meet your needs. We offer the support necessary to help you grow and succeed in today’s competitive market. From Edmond to Midwest City and beyond, we're your credit line specialists.
SBA Loan FAQ's
Guthrie, Oklahoma, a historic town with railroad roots and preserved Victorian architecture, presents unique opportunities for local business owners seeking SBA loan support. Small business founders in Logan County often explore financing options to transform their innovative concepts into thriving commercial ventures.
Here are a few local suggestions:- First National Bank at Noble Street & Oklahoma Avenue
- Guthrie National Bank at Second Street & Carnegie Avenue
- First Oklahoma Bank at Lincoln Avenue & Third Street
- Logan County Credit Union at Oklahoma Highway 33 & Division Street
SBA loans like 7(a), 504, and microloans provide critical capital for equipment purchases, real estate acquisitions, working capital, and business expansion. Local lenders understand the specific economic dynamics of OK's small business ecosystem and can offer tailored financial guidance for new start-ups seeking strategic growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Guthrie, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Guthrie, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Guthrie, Logan County, OK often qualify for SBA loans across multiple sectors. Agricultural suppliers, local construction firms, service-based businesses like plumbing and electrical contractors, and retail establishments can access financing through Small Business Administration programs.
Qualifying businesses typically need established credit, operational history in Oklahoma, and demonstrable revenue potential. Restaurants, professional services, manufacturing companies, and technology startups located within Guthrie's economic development zones frequently receive loan approvals from regional lending partners.
