SBA Loans in Prescott, AZ
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Prescott, AZ simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Prescott SBA Loans
For businesses in Yavapai County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Prescott or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Prescott, AZ
Entrepreneurs in Prescott and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Prescott Valley to Sedona and beyond, we're your credit line specialists.
SBA Loan FAQ's
Prescott, AZ sits amid the picturesque Bradshaw Mountains, offering a dynamic business environment for founders seeking financial support. Small business owners exploring SBA loan opportunities will find multiple resources throughout Yavapai County's diverse economic landscape.
Here are a few local suggestions:- First Arizona Credit Union at Gurley Street & Montezuma Street
- Wells Fargo Bank at Sheldon Street & Montezuma Street
- Bank of America at Whiskey Row & Cortez Street
- Arizona State Credit Union at Miller Valley Road & Grove Avenue
- United Community Bank at Willow Creek Road & Gurley Street
- Northern Arizona Federal Credit Union at Prescott Lakes Parkway
Local start-ups interested in SBA 7(a), 504, and microloans can leverage these financial resources for equipment purchasing, working capital, real estate acquisition, and business expansion. StartCap provides additional consultation for businesses seeking comprehensive lending guidance in the greater Arizona region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Prescott, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Prescott, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Prescott, Arizona find SBA loans accessible across multiple industries. Local restaurants, retail shops, professional services, and construction companies frequently qualify for financial support through the Small Business Administration's lending programs in Yavapai County.
Service-based businesses like plumbing contractors, HVAC technicians, electrical specialists, and landscaping companies near Whiskey Row can leverage SBA loan opportunities. Startup founders operating technology firms, medical practices, and hospitality ventures near Prescott's downtown corridor also benefit from these specialized financing options.
