Prescott Equipment Financing

Business Equipment Loans in Prescott, AZ

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From tractors to tech gear, our equipment loans in Prescott, AZ, keep businesses competitive and thriving. Partner with us to secure the resources you need for a stellar future.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Arizona

Not Just Prescott Equipment Loans

StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Prescott or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Yavapai County

Find Business Equipment Loans
Near Prescott, AZ

Looking for equipment loans in Prescott or nearby cities? Our flexible loan options are designed to help businesses like yours expand and thrive with the tools they need. From Prescott Valley to Sedona and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Prescott that offer equipment loans?

Prescott's rugged terrain and entrepreneurial spirit create a dynamic backdrop for business growth, where securing equipment financing becomes a critical step for local start-ups. Arizona's business ecosystem offers multiple avenues for founders seeking machinery and technology investments to scale their operations effectively.

Here are a few local suggestions:
  • First Bank of Arizona at Gurley Street & Montezuma Street
  • Yavapai County Credit Union at Miller Valley Road & Sheldon Street
  • Mountain Valley Bank at Whipple Street & Montezuma Street
  • Western State Bank at Willow Creek Road & Gurley Street

With numerous lending options available, new business owners in AZ can explore traditional bank loans, credit union programs, and specialized equipment financing services. StartCap offers comprehensive solutions for those seeking flexible funding strategies tailored to specific business equipment requirements in the Prescott region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Prescott, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Prescott, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Prescott, AZ spans numerous industries, offering local business owners critical support for expanding operational capabilities. Agricultural machinery, restaurant kitchen equipment, construction vehicles, and manufacturing tools represent prime candidates for specialized lending solutions across Yavapai County's diverse economic landscape.

Small business founders seeking equipment acquisition can explore various financing options targeting specific sector needs. From precision farming implements near Granite Mountain to commercial food preparation systems downtown, regional lenders understand the nuanced requirements of Arizona's entrepreneurial ecosystem, providing tailored financial strategies for strategic equipment investments.

Elevate Yourself

Get Pre-Approved