Tempe Equipment Financing

Business Equipment Loans in Tempe, AZ

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From coffee grinders to construction cranes, our equipment loans in Tempe, AZ, keep your business running smoothly. With our team’s support, there’s no limit to how far your operations can expand.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Arizona

Not Just Tempe Equipment Loans

At StartCap, we understand that every business has different needs. That’s why we offer secured loans, lines of credit, and other solutions to help your business grow and thrive.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Tempe or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Maricopa County

Find Business Equipment Loans
Near Tempe, AZ

Our equipment loans in Tempe are available to businesses in nearby cities as well. Whether you're upgrading machinery or expanding your operations, we’re here to help you succeed. From Guadalupe to Glendale and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Tempe that offer equipment loans?

Tempe, AZ, with its Arizona State University backdrop and tech-driven ecosystem, presents unique opportunities for business equipment financing. Local founders seeking machinery or technology investments often explore regional lending solutions tailored to the Greater Phoenix metropolitan area's dynamic business environment.

Here are a few local suggestions:
  • First Arizona Credit Union at Mill Avenue & University Drive
  • Wells Fargo Bank at Baseline Road & Rural Road
  • Arizona State Credit Union at Southern Avenue & Hardy Drive
  • Mesa Community Bank at Broadway Road & Country Club Drive
  • Desert Financial Credit Union at Rural Road & Southern Avenue

StartCap provides comprehensive equipment loan strategies for new business owners in Arizona, understanding the nuanced financial requirements of local start-ups. Equipment financing options vary, with lending criteria depending on business type, credit history, and specific equipment investment needs.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Tempe, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Tempe, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Business owners in Tempe, AZ have diverse equipment financing opportunities across multiple industries. Equipment loans in Arizona support critical purchases like commercial kitchen appliances, agricultural machinery, construction vehicles, medical diagnostic tools, and technology infrastructure for startups throughout Maricopa County.

Local founders seeking financial solutions can explore lending options for specific industry needs. Restaurant owners might finance commercial ovens and refrigeration units, while construction companies could secure loans for excavators, cranes, and specialized work trucks essential to operational growth in the Greater Phoenix metropolitan area.

Elevate Yourself

Get Pre-Approved