Business Equipment Loans in Phoenix, AZ
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From forklifts to food trucks, our equipment loans are perfect for businesses in Phoenix, AZ. With flexible options and stellar support, your business can soar to heights you never thought possible.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Phoenix Equipment Loans
With StartCap’s diverse loan options, including lines of credit and secured loans, we make it easy for businesses to access the funds they need. Whatever your goals, we can help you achieve them.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Phoenix or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Phoenix, AZ
Looking for financing in Phoenix or a nearby city? We provide equipment loans that are flexible, affordable, and designed to help your business grow and succeed in today’s competitive marketplace. From Guadalupe to Avondale and beyond, we've got you covered.
Equipment Loan FAQ's
Phoenix's desert economy pulses with opportunity for small business owners seeking equipment financing. The arid landscape of Maricopa County creates unique challenges for local start-ups requiring specialized machinery and technology investments.
Here are a few local suggestions:- Wells Fargo Bank at Central Avenue & Washington Street
- Arizona State Credit Union at McDowell Road & 3rd Street
- First Bank of Phoenix at Camelback Road & 7th Avenue
- Desert Financial Credit Union at Thomas Road & 44th Street
Founders searching for equipment loans might consider multiple financing strategies beyond traditional banking. StartCap offers flexible solutions for businesses struggling to secure capital through conventional lending channels in the AZ market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Phoenix, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Phoenix, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Arizona offers diverse opportunities for local start-ups seeking essential machinery across multiple industries. Business owners in Phoenix and Maricopa County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, technology infrastructure, and manufacturing tools.
Financing options through local lenders like StartCap provide flexible solutions for new business owners requiring specialized equipment. Whether you're outfitting a commercial kitchen in downtown Phoenix or purchasing precision agricultural machinery near the Salt River Valley, strategic equipment loans can help fuel your operational growth.
