Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Goodyear, AZ simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Goodyear SBA Loans
At StartCap, we understand the challenges businesses face. That’s why we provide businesses in Maricopa County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Goodyear or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Goodyear, AZ
For those in Goodyear and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Avondale to Buckeye and beyond, we're your credit line specialists.
SBA Loan FAQ's
Goodyear, AZ sits as a dynamically growing business community within Maricopa County, offering diverse opportunities for business funding. Local founders seeking Small Business Administration (SBA) loans might discover multiple financing strategies tailored to regional economic development needs.
Here are a few local suggestions:- Wells Fargo at McDowell Road & Bullard Avenue
- Chase Bank at Dysart Road & Southern Avenue
- Arizona State Credit Union at Litchfield Road & Thomas Road
- Bank of America at Towne Center Drive & Estrella Parkway
- First Bank at Goodyear Boulevard & Ballpark Drive
- Desert Financial Credit Union at Wigwam Boulevard & Estrella Parkway
SBA loan programs like 7(a), 504, and microloans provide flexible funding for equipment purchases, working capital, real estate acquisition, and startup expenses. Local business owners might find personalized guidance through StartCap's expertise in connecting founders with appropriate financial resources across Arizona.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Goodyear, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Goodyear, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Goodyear, AZ find multiple SBA loan opportunities across various industries. Retail shops, service-based companies like plumbing contractors, construction firms, and local restaurants near White Tank Mountain Regional Park typically qualify for financing through programs like 7(a) and 504 loans.
Manufacturing businesses, technology startups, and professional service providers in Maricopa County can access SBA lending options. Local founders operating in sectors including landscaping, HVAC services, and automotive repair shops often meet eligibility requirements based on business size, revenue, and operational history in Arizona.