Union Gap Small Business Administration

SBA Loans in Union Gap, WA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Let StartCap’s SBA loans in Union Gap, WA fuel your small business success. From competitive rates to seamless applications, we make funding stress-free. Take your business to new heights with us today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Washington's Small Business Launchpad

We're More Than Union Gap SBA Loans

StartCap provides businesses in Yakima County with the necessary financial resources to succeed. We offer flexible options that support your business at every stage, helping you achieve your goals with ease and confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union Gap or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Yakima County

Find SBA Loans Near Union Gap, WA

In Union Gap and nearby cities, financial tools are available to help entrepreneurs succeed. Whether expanding or optimizing, our solutions are crafted to fit your specific needs. From Yakima to West Richland and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Union Gap that can help with SBA loans?

Union Gap, Washington sits amidst the fertile Yakima Valley, where agricultural innovation and small business growth intertwine. Local business owners seeking SBA loan opportunities find themselves exploring strategic financing options tailored to regional economic development and entrepreneurial aspirations.

Here are a few local suggestions:
  • HAPO Community Credit Union at 1st Street & Burden Boulevard
  • Columbia Bank at Lateral Road & Valley Mall Boulevard
  • Banner Bank at Ahtanum Road & S 1st Street
  • First Interstate Bank at Main Street & Goodlander Drive
  • U.S. Bank at Rudkin Road & Summitview Avenue
  • Bank of the Pacific at Valley Mall Boulevard & Burden Boulevard

SBA loans in Union Gap typically support equipment purchases, working capital, real estate acquisitions, and expansion projects. Founders investigating financing should compare interest rates, terms, and local lender expertise to secure optimal small business funding aligned with their specific operational needs.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Union Gap, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union Gap, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Union Gap, located in Yakima County, WA, can access SBA loans for various local enterprise types. Retail shops, service-based businesses like plumbing contractors, HVAC specialists, and restaurant establishments frequently qualify for these critical financial support programs.

Agriculture-adjacent businesses near the Union Gap region, including food processing facilities, agricultural supply companies, and local manufacturing operations, often meet SBA loan requirements. Startup founders and established small enterprises operating within Washington State's economic framework can explore these targeted funding opportunities.

Elevate Yourself

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