Washington Small Business Administration

SBA Loans in Washington, UT

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Washington, UT, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Utah's Small Business Launchpad

We're More Than Washington SBA Loans

At StartCap, we provide businesses in Washington County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washington County

Find SBA Loans Near Washington, UT

For entrepreneurs in Washington and surrounding areas, financial solutions are available to help you grow. Our customized support is designed to meet your unique business needs and objectives. From Saint George to Henderson and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Washington that can help with SBA loans?

Washington, UT sits amid stunning red rock landscapes, offering an intriguing environment for business development. Small business founders seeking financial support might find SBA loan opportunities complex yet critical for regional economic growth. Local financing solutions require strategic exploration for emerging enterprises.

Here are a few local suggestions:
  • Zions Bank at Red Hills Parkway & 700 South
  • Mountain America Credit Union at Green Springs Drive
  • Washington Federal at Telegraph Street & Brigham Road
  • Utah First Credit Union at Snow Canyon Parkway
  • Wells Fargo at Red Cliffs Drive

SBA loans provide essential capital for equipment purchases, working capital, real estate acquisitions, and business expansion. Local founders benefit from understanding 7(a), 504, and microloan programs designed to support diverse business needs across Washington County's dynamic economic landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Washington, UT small business owners discover SBA loan opportunities across diverse sectors. Local enterprises including construction firms, service providers like plumbing contractors, retail establishments, and professional consulting services frequently qualify for financial support through Small Business Administration programs.

The regional business ecosystem near Pine Valley Mountains supports startups seeking funding. Agricultural suppliers, technology consultants, landscaping businesses, and hospitality ventures in Washington County often meet SBA lending criteria based on specific size, revenue, and operational requirements.

Elevate Yourself

Get Pre-Approved