SBA Loans in Scottsdale, AZ
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Scottsdale, AZ, StartCap provides small businesses with tailored funding solutions. From expert guidance to competitive terms, we make growth achievable. Partner with us to fuel your success.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Scottsdale SBA Loans
StartCap provides businesses in Maricopa County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Scottsdale or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Scottsdale, AZ
For entrepreneurs in Scottsdale and surrounding areas, growth is within reach with flexible financial solutions. Our customized support is designed to help you achieve success and scale your business. From Paradise Valley to Peoria and beyond, we're your credit line specialists.
SBA Loan FAQ's
Scottsdale, AZ stands out as a dynamic business ecosystem with desert landscapes and innovative economic opportunities. Small business owners seeking financial support for expansion or startup costs often investigate Small Business Administration (SBA) loan options throughout Maricopa County's entrepreneurial landscape.
Here are a few local suggestions:- Wells Fargo at Scottsdale Road & Camelback
- Bank of Arizona at Indian School & 68th Street
- First Arizona Credit Union at Shea Boulevard & Scottsdale Road
- Desert Financial Credit Union at Thomas Road & 44th Street
- Chase Bank at Hayden Road & McDowell
- Arizona State Credit Union at Goldwater Boulevard & Lincoln Drive
Local lenders understand the nuanced requirements for SBA loan programs like 7(a), 504, and microloans. These financial resources support various business needs including real estate purchases, equipment financing, working capital, and operational expenses for new business owners in the greater Phoenix metropolitan region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Scottsdale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Scottsdale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Scottsdale, AZ support diverse local enterprises across multiple sectors. Small business owners in Maricopa County can access funding for restaurants, retail stores, professional services, and technology startups operating within the city's dynamic commercial ecosystem.
Service-based businesses like plumbing contractors, HVAC specialists, landscaping companies, and independent consultants frequently qualify for these financial resources. Local founders in Old Town Scottsdale and surrounding business districts find SBA loan programs particularly beneficial for growth and operational expansion.
