SBA Loans in The Bronx, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in The Bronx, NY, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than The Bronx SBA Loans
StartCap supports businesses in Bronx County with dynamic financial solutions. Whether you're looking to expand, manage cash flow, or invest in new opportunities, our customizable options are designed to help you achieve your vision.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in The Bronx or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near The Bronx, NY
Entrepreneurs in The Bronx and nearby cities can access tailored support, providing the financial tools they need to grow their operations and succeed in the marketplace. From Eastchester to Englewood and beyond, we're your credit line specialists.
SBA Loan FAQ's
The Bronx, with its industrial backdrop and diverse business district near the Harlem River, presents unique financing opportunities for local start-ups seeking Small Business Administration (SBA) loan support. Small business founders in NY need strategic financial resources tailored to their specific operational requirements and growth objectives.
Here are a few local suggestions:- Signature Bank at Fordham Road & Grand Concourse
- Apple Bank for Savings at East Tremont Avenue & 3rd Avenue
- Amalgamated Bank at 149th Street & Melrose Avenue
- Bethex Federal Credit Union at Southern Boulevard & East 174th Street
- First Republic Bank at Westchester Avenue & Southern Boulevard
- Capital One Bank at East 161st Street & Walton Avenue
SBA loans in the region offer multiple financing structures including 7(a) programs for working capital, equipment purchases, and commercial real estate acquisitions. New business owners exploring financial strategies should consider consulting local lenders who understand the economic dynamics of the Bronx's entrepreneurial ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in The Bronx, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in The Bronx, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In The Bronx, NY, local small business owners across diverse sectors like construction, retail, professional services, and food establishments qualify for SBA loan programs. Manufacturing companies, restaurant ventures, medical practices, and home improvement contractors operating within Bronx County frequently access these critical financial resources.
Eligible businesses must maintain good credit standings, demonstrate solid operational history, and serve local community needs in areas like Fordham, Riverdale, or Mott Haven. Service-based enterprises including HVAC technicians, electrical contractors, and plumbing businesses often successfully secure SBA financing through strategic documentation and precise application processes.
