Hard Money Loans in New York, NY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in New York, NY to help real estate investors secure financing for residential and commercial properties. Whether you’re buying, renovating, or refinancing, our quick and easy loan process makes it simple to get started.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than New York Hard Money Loans
In New York County, StartCap provides businesses with financial solutions like unsecured loans and flexible credit products that help them flourish. We offer fast and reliable financing options that make it easier for you to manage and grow your business.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in New York or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
New York, NY
In New York and surrounding cities, StartCap provides hard money loans to help businesses secure the capital they need quickly and easily. Explore how our flexible financing options can fuel your growth. From Manhattan to Ridgefield and beyond, we're your real estate partner.
Hard Money FAQ's
In NY's dynamic real estate market, securing hard money loans requires strategic research across Manhattan, Brooklyn, and Queens. Local private lenders, mortgage brokers, and investment firms specialize in short-term funding for residential and commercial property acquisitions, with options varying based on individual project profiles.
New York business owners and property investors typically find alternative lending sources through networking events, real estate investment groups, and specialized financial platforms serving NY's competitive market. While specific requirements differ, most lenders evaluate property potential, investor experience, and exit strategy when considering hard money loan applications.
Interest rates for hard money loans in New York typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
New York, NY brims with real estate diversity, where hard money loans unlock potential for residential and commercial properties across Manhattan, Brooklyn, and Queens. Investors rapidly leverage these funds for single-family homes, multi-unit dwellings, townhouses, and condominiums throughout the five boroughs.
Commercial opportunities include warehouse spaces in Long Island City, retail storefronts in SoHo, office buildings in the Financial District, and mixed-use developments in emerging neighborhoods like Williamsburg. These alternative financing solutions empower local real estate investors to seize time-sensitive opportunities swiftly.
