Hard Money Loans in Saint Paul, MN
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides fast, reliable hard money loans in Saint Paul, MN for residential and commercial real estate projects. Whether you need financing to purchase, renovate, or refinance properties, we offer competitive rates and quick approvals to help you succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Saint Paul Hard Money Loans
StartCap delivers flexible financing solutions for businesses in Ramsey County, including unsecured loans and personalized credit options. We help entrepreneurs build strong businesses with the capital they need to grow and innovate.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Saint Paul or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Saint Paul, MN
StartCap proudly serves businesses in Saint Paul and nearby cities with quick and flexible hard money loans. Whether you are expanding, upgrading, or investing, our loans are designed to meet your needs and fuel your growth. From West Saint Paul to North Saint Paul and beyond, we're your real estate partner.
Hard Money FAQ's
Securing hard money loans in Saint Paul, MN requires strategic research across local private lending networks. Real estate investors and property developers in Ramsey County often seek alternative financing for residential and commercial projects through specialized lending sources throughout Minnesota.
Local hard money lending options might include private investors, real estate investment groups, and specialized financing firms operating in the Twin Cities metropolitan area. While exact lenders vary, founder-focused financial services like StartCap could provide tailored solutions for local Saint Paul property acquisition and renovation strategies.
Interest rates for hard money loans in Saint Paul typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Saint Paul, MN harbors diverse real estate opportunities for hard money loans. From historic Summit Avenue mansions to industrial warehouses near Mississippi River districts, investors find compelling financing options across Ramsey County's property spectrum.
Commercial properties like multi-unit apartment complexes, retail spaces, fix-and-flip residential homes, and undeveloped land parcels qualify for hard money lending. Local real estate investors leverage these flexible funding resources to accelerate property acquisition and renovation projects.
