Hard Money Loans in Gilroy, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides fast, reliable hard money loans in Gilroy, CA for residential and commercial real estate projects. Whether you need financing to purchase, renovate, or refinance properties, we offer competitive rates and quick approvals to help you succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Gilroy Hard Money Loans
StartCap supports small businesses in Santa Clara County with unsecured loans and customized credit solutions that make financing simple and effective. Our financing options are designed to help you seize growth opportunities and maintain a competitive edge in your industry.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gilroy or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Gilroy, CA
StartCap helps businesses in Gilroy and nearby cities access the capital they need through fast and flexible hard money loans. From equipment purchases to business expansions, our loans are designed to meet your needs. From San Martin to Capitola and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Gilroy, CA requires strategic research across Santa Clara County's financing ecosystem. Local private lenders, real estate investment groups, and specialized lending platforms serve residential and commercial property investors seeking alternative funding solutions. The agricultural and technology-driven business environment creates unique opportunities for property acquisitions.
Potential borrowers should explore local mortgage brokers, private money lending networks, and real estate investment associations in the Silicon Valley region. StartCap represents one potential resource, though individual circumstances vary widely. Investors targeting Gilroy's dynamic property market should compare multiple funding sources and carefully evaluate individual loan terms and conditions.
Interest rates for hard money loans in Gilroy typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Gilroy, CA's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From single-family homes to multi-unit dwellings near the Santa Clara Valley, investors find flexible financing solutions for quick property acquisitions and renovations in this agricultural gateway.
Commercial real estate investments in Santa Clara County, including warehouses, retail spaces, and office complexes, frequently leverage hard money loans. Local developers and property investors utilize these financial tools to secure properties ranging from agricultural land to industrial sites in the Gilroy region.
