Hard Money Loans in Oakland, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides flexible hard money loans in Oakland, CA for residential and commercial real estate projects. With fast approvals and competitive terms, we help investors turn their property aspirations into successful ventures.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Oakland Hard Money Loans
StartCap empowers business owners in Alameda County with unsecured loans and credit solutions designed to meet their unique goals. Our financing products are flexible and tailored to help your business reach its full potential.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oakland or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Oakland, CA
Businesses in Oakland and nearby cities trust StartCap for quick and easy hard money loans. Whether you’re expanding your business or buying new equipment, we provide the financial support you need to succeed. From Emeryville to San Leandro and beyond, we're your real estate partner.
Hard Money FAQ's
Oakland's real estate investors seeking alternative funding sources have multiple options for hard money loans across Alameda County. Local private lenders, investment groups, and specialized financing firms provide short-term capital for residential and commercial property acquisitions, renovations, and development projects.
Typical lenders in the Bay Area include private investment networks, real estate investment trusts, and specialized hard money loan providers. While specific requirements vary, borrowers generally need substantial equity, a clear exit strategy, and valuable collateral in Oakland's competitive property market. StartCap represents one potential resource for local founders and property investors exploring financing solutions.
Interest rates for hard money loans in Oakland typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Oakland's real estate market offers diverse opportunities for hard money loans, spanning residential and commercial properties across the Alameda County landscape. From Victorian-era homes in West Oakland to multi-unit apartment complexes near Lake Merritt, investors find flexible financing solutions for rapid property acquisitions.
Commercial properties like warehouses in the industrial Jack London Square district, retail spaces along Broadway, and mixed-use developments near BART stations qualify for hard money lending. Single-family homes, fix-and-flip projects, and potential rental properties remain prime targets for alternative real estate investment strategies in CA.
