Business Equipment Loans in Oakland, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Oakland, CA, our equipment loans give you the financial lift your business needs. From upgrading tools to expanding facilities, we’ll help you achieve your goals without financial turbulence.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Oakland Equipment Loans
StartCap offers a variety of loan solutions, from secured loans to lines of credit, to help businesses maintain healthy cash flow and fund their growth. Let us provide the financial lift you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oakland or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Oakland, CA
From Oakland to surrounding cities, we provide businesses with the equipment loans they need to grow. Our team is here to support you at every stage of your business journey. From Emeryville to San Leandro and beyond, we've got you covered.
Equipment Loan FAQ's
Oakland's industrial landscape buzzes with innovation, where local business owners seek strategic equipment financing solutions. From the shipping docks near Jack London Square to tech workshops in Uptown, equipment loans represent critical capital for growth-minded enterprises seeking expansion opportunities.
Here are a few local suggestions:- Pacific Mercantile Bank at Broadway & 13th Street
- Oakland Municipal Credit Union at Telegraph Avenue & 51st Street
- East Bay Community Bank at Grand Avenue & Lakeshore Boulevard
- First Republic Bank at Franklin Street & Broadway
For founders exploring equipment loan options, StartCap provides comprehensive financing strategies tailored to California business requirements. Regional lenders understand local economic dynamics, offering flexible terms that align with Oakland's diverse manufacturing and technology sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Oakland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oakland, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Oakland's business landscape offers diverse equipment financing options for local start-ups and established companies across industries. Restaurant owners, construction firms, and agricultural businesses can secure loans for specialized machinery, kitchen equipment, heavy vehicles, and precision farming technology through strategic lending partnerships.
Equipment financing in CA typically covers commercial vehicles, manufacturing machinery, technology infrastructure, medical devices, and restaurant-specific tools. Businesses near Lake Merritt or in the San Francisco Bay Area can explore flexible lending solutions tailored to their operational requirements and growth strategies.
