Business Equipment Loans in Sacramento, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From cultivating crops to crafting coffee, our equipment loans in Sacramento, CA, are designed to support your success. Let’s provide the rocket fuel for your business goals.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Sacramento Equipment Loans
At StartCap, we understand that every business has different needs. That’s why we offer secured loans, lines of credit, and other solutions to help your business grow and thrive.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sacramento or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Sacramento, CA
From Sacramento to neighboring areas, our equipment loans make it easier for businesses to grow. With fast approval and flexible terms, we help you secure the tools needed for your success. From West Sacramento to Rancho Cordova and beyond, we've got you covered.
Equipment Loan FAQ's
Sacramento's business ecosystem thrives alongside the American River, offering numerous equipment financing solutions for local start-ups seeking capital investments. Local founders often explore multiple lending avenues when upgrading machinery or technological infrastructure for their growing enterprises.
Here are a few local suggestions:- Wells Fargo at J Street & 7th Street
- Golden 1 Credit Union at Arden Way & Fulton Avenue
- River City Bank at Exposition Boulevard & Hurley Way
- California Bank of Commerce at Fair Oaks Boulevard & Munroe Street
- US Bank at Capitol Mall & 5th Street
- First US Bank at Sunrise Boulevard & Madison Avenue
When researching equipment loans in CA, business owners should carefully evaluate interest rates, repayment terms, and qualification requirements. Understanding specific lending criteria helps new business owners secure appropriate financial resources for sustainable growth and operational expansion.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Sacramento, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sacramento, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Sacramento's business ecosystem offers diverse equipment financing options for local start-ups seeking critical machinery investments. Restaurant owners, agricultural producers, and construction firms can secure loans for specialized equipment like commercial ovens, irrigation systems, heavy machinery, and precision farming tools across California.
Equipment loans in CA typically cover vehicles, manufacturing machinery, technology infrastructure, and specialized industry-specific equipment. From food trucks near Old Sacramento to agricultural operations in San Joaquin County, businesses can access flexible funding solutions tailored to their operational requirements and growth strategies.
