Business Equipment Loans in Berkeley, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Berkeley, CA, are the liftoff your business needs to thrive. From coffee machines to construction cranes, we’ll ensure you have the resources to grow without turbulence.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Berkeley Equipment Loans
From lines of credit to secured loans, we offer flexible loan options that provide the capital your business needs to grow. StartCap is here to guide you through your financial journey and support your success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Berkeley or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Berkeley, CA
Our equipment loans are available in Berkeley and surrounding cities. Let us help you get the tools you need to achieve success and take your business to the next level. From Albany to San Pablo and beyond, we've got you covered.
Equipment Loan FAQ's
Berkeley, CA thrives with innovative businesses, from tech startups to artisan workshops nestled in the University Avenue corridor. Local founders seeking equipment financing face diverse funding requirements that demand strategic financial solutions tailored to Berkeley's dynamic economic ecosystem.
Here are a few local suggestions:- Wells Fargo at Shattuck Avenue & Center Street
- University Credit Union at Telegraph Avenue & Bancroft Way
- Bank of the West at Solano Avenue & The Alameda
- First Republic Bank at Fourth Street & University Avenue
StartCap offers specialized equipment loans with competitive rates for new business owners in California. Local Berkeley lenders understand regional economic nuances, providing flexible financing options that align with specialized industry equipment needs across specialized sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Berkeley, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Berkeley, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Berkeley business owners seeking equipment financing have diverse options across multiple sectors. Local founders can secure loans for restaurant kitchen appliances, agricultural machinery, construction vehicles, and high-tech manufacturing equipment. Alameda County lenders typically support investments that drive operational efficiency and business growth.
Equipment financing through local banks and alternative lenders covers specialized machinery for tech startups near UC Berkeley, medical equipment for healthcare practices, and industrial tools for construction companies. Small business owners in California should compare interest rates, loan terms, and qualification requirements before selecting their ideal financing strategy.
