Hard Money Loans in San Francisco, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in San Francisco, CA to real estate investors. Whether you’re working on residential projects or commercial ventures, our quick approval process and competitive terms help you secure the capital you need to succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than San Francisco Hard Money Loans
StartCap empowers business owners in San Francisco County with unsecured loans and credit solutions designed to meet their unique goals. Our financing products are flexible and tailored to help your business reach its full potential.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Francisco or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
San Francisco, CA
StartCap is here to help businesses in San Francisco and nearby cities secure hard money loans with flexible terms and fast approval. Whether you’re purchasing equipment or expanding your business, we offer the financial support you need to succeed. Learn more about the cities we serve. From Daly City to San Bruno and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in San Francisco involves exploring local private lending networks across CA's dynamic real estate investment ecosystem. Private investors, specialized lending firms, and real estate investment groups frequently provide alternative financing solutions for residential and commercial property acquisitions in the Bay Area.
Local San Francisco lenders include private investment companies, real estate investment trusts, and specialized hard money loan providers operating throughout the metropolitan area. While specific requirements vary, most lenders evaluate property value, potential investment returns, and borrower experience when determining loan eligibility for founders, real estate investors, and new business owners.
Interest rates for hard money loans in San Francisco typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
San Francisco's real estate market bursts with opportunities for hard money loans across residential and commercial properties. From Victorian homes in Noe Valley to multi-unit apartment complexes in the Mission District, investors find quick financing solutions for diverse property types.
Commercial real estate in CA benefits significantly from hard money lending, including warehouses near the Embarcadero, retail spaces in Union Square, and office buildings throughout the Financial District. Fix-and-flip projects, new construction, and investment properties represent prime targets for alternative funding strategies.
