Hard Money Loans in San Mateo, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in San Mateo, CA for real estate investors looking to secure funding for their next project. Whether you are purchasing, renovating, or refinancing properties, we provide the capital to help you take action.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than San Mateo Hard Money Loans
Small businesses in San Mateo County benefit from StartCap’s unsecured loans and tailored financial products for growth. Our financing options are designed to help you grow, expand, and meet your business objectives.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Mateo or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
San Mateo, CA
StartCap helps businesses in San Mateo and surrounding areas with quick and reliable hard money loans. From purchasing equipment to expanding your operations, our financing solutions are designed for success. From Burlingame to Half Moon Bay and beyond, we're your real estate partner.
Hard Money FAQ's
San Mateo County's real estate financing options for property investors and local start-ups require strategic research. Hard money lenders in CA provide alternative funding solutions for residential and commercial real estate acquisitions, focusing on property value rather than traditional credit metrics.
Local private money sources in San Mateo include specialized lending firms, individual investors, and mortgage brokers experienced in expedited real estate transactions. While specific lenders vary, founders seeking fast capital should evaluate multiple providers, comparing interest rates, loan terms, and regional expertise in California's competitive property markets.
Interest rates for hard money loans in San Mateo typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
San Mateo's real estate market offers diverse opportunities for hard money loan investments, from single-family homes in suburban neighborhoods near Highway 101 to multi-unit residential complexes along the Peninsula. Investors capitalize on quick funding for properties requiring rapid rehabilitation or time-sensitive acquisitions.
Commercial properties in downtown San Mateo, including retail spaces, office buildings, and mixed-use developments, frequently benefit from hard money financing. Industrial warehouses in nearby industrial corridors and undeveloped land parcels represent additional potential investment targets for real estate professionals seeking alternative lending solutions.
