
Waiting Could Cost You, Everything
Real estate investors in Ashland, KY trust StartCap for hard money loans that offer quick approval and flexible terms. Whether you're working on residential or commercial projects, our loans give you the financial support needed to succeed.

Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.

Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Ashland Hard Money Loans
StartCap is here to help businesses in Boyd County achieve their goals with unsecured loans and credit solutions designed for growth. We provide the capital you need to succeed, no matter what stage your business is in.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ashland or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Ashland, KY
StartCap proudly serves Ashland and nearby cities with hard money loans that offer fast and reliable access to capital. Whether you’re looking to purchase equipment or expand, we provide the funding solutions to help you reach your goals. Check out the cities we work with to learn more. From Ironton to Wellston and beyond, we're your real estate partner.

Hard Money FAQ's
Local property investors and business owners in Boyd County, KY seeking hard money loans have multiple options within Ashland's financial ecosystem. Real estate developers, residential property flippers, and commercial project managers often explore alternative lending sources beyond traditional financial institutions.
Private money lenders, investment groups, and specialized funding platforms like StartCap represent potential routes for securing hard money financing in eastern Kentucky. Local mortgage brokers, real estate investment networks, and regional lending specialists frequently offer specialized loan products tailored for quick property acquisitions and rapid development projects.
Interest rates for hard money loans in Ashland typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Ashland, KY, situated along the Ohio River, offers diverse real estate investment opportunities for hard money loans. Local property types range from historic residential homes in central neighborhoods to commercial properties near downtown's industrial corridors.
Hard money financing supports various Greenup County real estate assets, including single-family residences, multi-unit apartment complexes, warehouses, retail spaces, and undeveloped land tracts. Investors leverage these short-term loans for quick property acquisitions and renovation projects.