Austin Equipment Financing

Business Equipment Loans in Austin, MN

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From repairing engines to planting crops, our equipment loans in Austin, MN, empower businesses to thrive. With our expert team by your side, your success will soar to impressive new heights.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Minnesota

Not Just Austin Equipment Loans

At StartCap, we offer a wide range of loan types, from secured loans to lines of credit, designed to help your business grow. No matter what your financial needs may be, we have a solution.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Austin or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Mower County

Find Business Equipment Loans
Near Austin, MN

Along with Austin we proudly offer equipment loans to businesses in surrounding cities. No matter where you are, we’re here to help you secure the tools you need for success. From Albert Lea to Faribault and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Austin that offer equipment loans?

Austin, MN, a community where agricultural innovation meets small business determination, presents unique opportunities for equipment financing. Local founders seeking machinery investments have multiple avenues to explore when securing essential business capital in Mower County.

Here are a few local suggestions:
  • First National Bank at Main Street & Cedar Avenue
  • Austin Community Credit Union at Oakland Avenue & Fourth Street
  • Mower County State Bank at Main Street & Houston Street
  • Rochester Federal Credit Union at North Broadway & West Center Street

StartCap provides comprehensive equipment loan solutions for businesses throughout Minnesota, understanding the specific needs of regional companies. Equipment financing strategies can vary widely, so consulting multiple local lenders helps new business owners find optimal funding approaches tailored to their specific industry requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Austin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Austin, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in Austin, MN offer flexible financing for business machinery across multiple industries. Local founders can secure funding for restaurant kitchen appliances, agricultural tractors, construction excavators, manufacturing machinery, medical equipment, IT infrastructure, and transportation vehicles essential to growth.

Mower County businesses often require specialized equipment investments that traditional bank loans might not cover. StartCap Financial Services understands regional economic needs, providing tailored solutions for small enterprises seeking critical infrastructure upgrades without exhausting operational cash reserves.

Elevate Yourself

Get Pre-Approved