Hard Money Loans in Austin, TX
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
Investing in real estate has never been easier with StartCap’s hard money loans in Austin, TX. Whether you are buying, flipping, or refinancing, our fast approval process and flexible terms ensure you have the funds you need to take the next step in your project.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Austin Hard Money Loans
StartCap offers tailored financial solutions for businesses in Travis County, providing unsecured loans and business credit lines to help you achieve your entrepreneurial dreams. Whether you are starting or scaling your business, we make financing simple and accessible.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Austin or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Austin, TX
StartCap offers fast, flexible hard money loans to businesses in Austin and surrounding cities. Whether you need funding for an expansion or equipment purchase, we provide the financial support you need. Check out the cities we serve and how we can help. From Hornsby Bend to Cedar Park and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Austin, TX requires strategic research across local investment networks and private lending circles. Real estate investors and property developers in Travis County often seek alternative funding sources for residential and commercial property acquisitions beyond traditional financing methods.
Local private money lenders, real estate investment groups, and specialized lending platforms serve Austin's dynamic market. While exact lender lists vary, potential sources include private investment firms, online lending platforms, and experienced real estate funding specialists who understand TX market dynamics and property investment opportunities.
Interest rates for hard money loans in Austin typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Austin's dynamic real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From downtown condos to suburban single-family homes in Travis County, investors find flexible financing options for quick property acquisitions and renovations.
Commercial real estate in TX attracts hard money lenders, supporting projects like retail spaces, warehouses, multi-family complexes, and industrial properties near major Austin corridors. These loans empower local start-ups and real estate investors to capitalize on the city's rapid economic growth.
