Business Equipment Loans in Austin, TX
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From cultivating crops to crafting coffee, our equipment loans in Austin, TX, are designed to support your success. Let’s provide the rocket fuel for your business goals.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Austin Equipment Loans
Looking to fund your business growth? StartCap offers various loan options to fit your needs, including secured loans and lines of credit, giving you the financial flexibility to expand without limits.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Austin or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Austin, TX
Businesses in Austin and nearby cities can take advantage of our equipment loans. With fast approval and flexible terms, we’re ready to help your business grow and thrive. From Hornsby Bend to Cedar Park and beyond, we've got you covered.
Equipment Loan FAQ's
Austin's dynamic business ecosystem thrives on innovation, with local founders seeking specialized equipment financing across diverse industries like technology, agriculture, and creative sectors. The city's economic landscape presents multiple avenues for securing critical business machinery investments through strategic lending partnerships.
Here are a few local suggestions:- Austin Telco Federal Credit Union at South First Street & Oltorf
- Amplify Credit Union at Brodie Lane & William Cannon
- Greater Texas Credit Union at Research Boulevard & Burnet Road
- Texas State Bank at Congress Avenue & Sixth Street
- Capital One Bank at North Lamar Boulevard & Rundberg Lane
- Wells Fargo at South Congress Avenue & Oltorf
StartCap provides streamlined equipment loan solutions for TX businesses, understanding the nuanced financial requirements of local start-ups. Local lending institutions recognize the critical role of strategic equipment investments in driving operational efficiency and growth for emerging businesses across Austin's competitive market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Austin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Austin, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Austin, TX covers a wide range of industrial and commercial machinery needs. Business owners across Travis County can secure loans for restaurant kitchen equipment, heavy construction machinery, agricultural tools, manufacturing systems, medical devices, and technology infrastructure essential for operational success.
Local lenders understand the diverse equipment requirements for emerging businesses in central Texas. From food truck appliances in downtown Austin to precision farming equipment in surrounding Hill Country regions, financing options exist for startup founders seeking critical capital investments for their operational growth.
