El Paso Equipment Financing

Business Equipment Loans in El Paso, TX

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From mom-and-pop shops to manufacturing giants, our equipment loans in El Paso, TX, are built to support your vision. Let us help you secure the tools you need for stellar success.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Texas

Not Just El Paso Equipment Loans

At StartCap, we offer a variety of loan products, including secured loans and lines of credit, each designed to help businesses grow. From initial investment to expansion, we have the financing to support you.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in El Paso or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

El Paso County

Find Business Equipment Loans
Near El Paso, TX

Businesses in El Paso and nearby cities can take advantage of our equipment loans. With fast approval and flexible terms, we’re ready to help your business grow and thrive. From Sunland Park to Las Cruces and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in El Paso that offer equipment loans?

El Paso, TX sits at the crossroads of opportunity and innovation, where business founders seek reliable equipment financing solutions tailored to their growth strategies. The desert city's economic landscape offers multiple pathways for local start-ups and established companies to secure necessary machinery and technology investments.

Here are a few local suggestions:
  • Wells Fargo Bank at Mesa Street & Montana Avenue
  • Franklin Trust Credit Union at Wyoming Street & Cincinnati Avenue
  • Chase Bank at Sunland Park Drive & Mesa Street
  • Texas State Bank at Lee Trevino Drive & Montwood Street
  • Border Federal Credit Union at Gateway West Boulevard

For new business owners exploring equipment loan options, StartCap represents a potential resource with flexible financing approaches. Local financial institutions understand the unique challenges of regional businesses and often provide customized lending solutions that align with specific industry requirements in the TX region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in El Paso, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in El Paso, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Business owners in TX looking to finance equipment have numerous options spanning various industries. Construction firms in El Paso might secure loans for heavy machinery, while restaurant startups could acquire kitchen appliances, refrigeration units, and commercial cooking equipment through specialized lending programs.

Agricultural operations near Franklin Mountains can explore financing for tractors, irrigation systems, and specialized farming tools. Local manufacturers, medical practices, and technology companies may also qualify for equipment loans covering specialized machinery, technological infrastructure, and precision instruments critical to their operational success.

Elevate Yourself

Get Pre-Approved