Start-Up Business Loans in Bend, OR
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Few things are as exhilarating as launching a new venture, but financial struggles can quickly dampen the excitement. With a start-up business loan in Bend, OR, and a strong team by your side, there's no limit to your success.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Bend Business Loan Options
Take your business to new heights with StartCap. We provide the funding and expertise you need to turn your vision into reality. Let’s get started!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bend or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Bend, OR
Entrepreneurs in Bend and Deschutes County, StartCap is your partner for funding and success. Explore nearby cities we support and let’s make your vision a reality! From Redmond to Stayton and beyond, we've got you covered.
Start-Up Loan FAQ's
Tucked among the pine-studded landscapes of central Oregon, Bend attracts entrepreneurs seeking startup business funding. Securing initial capital presents significant hurdles for new business owners, especially with traditional financial institutions requiring extensive documentation, solid credit histories, and substantial collateral.
Local lenders often demand rigorous qualification standards that can make startup loans feel like solving a Rubik's cube blindfolded. StartCap understands these financial gymnastics and provides alternative pathways, offering insights into creative financing strategies beyond conventional bank requirements.
Here are a few local suggestions:- Cascade Community Credit Union at Franklin Avenue & Newport Street
- Bank of the Cascades at Bond Street & Oregon Avenue
- First Interstate Bank at Greenwood Avenue & Third Street
- Summit Bank at Bend River Promenade
- Mid Oregon Credit Union at Revere Avenue
- OnPoint Community Credit Union at Cooley Road
Interest rates for start-up business loans in Bend, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bend, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, startup businesses in Bend, OR have several local grant opportunities. The Economic Development of Central Oregon (EDCO) offers microgrants for entrepreneurs, providing financial support ranging from $1,000 to $5,000 for qualifying small businesses within Deschutes County.
Additional funding sources include the City of Bend's Small Business Support Program and local nonprofit organizations like InventOR, which awards competitive grants to innovative Oregon-based startups. Entrepreneurs can also explore regional development resources through the Oregon SBDC Network, which connects founders with potential funding channels.
