SBA Loans in Bend, OR
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your small business with SBA loans in Bend, OR from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Bend SBA Loans
StartCap provides businesses in Deschutes County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bend or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Bend, OR
For entrepreneurs in Bend and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Redmond to Stayton and beyond, we're your credit line specialists.
SBA Loan FAQ's
Bend, OR, tucked against the Cascade Mountains, offers a dynamic business environment for founders seeking financial support. Small business owners exploring SBA loan opportunities find the local lending ecosystem diverse and supportive, with multiple resources tailored to regional economic growth.
Here are a few local suggestions:- Bank of the Cascades at Wall Street & Bond Street
- Central Oregon Federal Credit Union at Greenwood Avenue & 3rd Street
- Umpqua Bank at Franklin Avenue & Ohio Street
- Banner Bank at Bend River Promenade
- Summit Bank at Newport Avenue & Emerson Street
SBA loan programs range from 7(a) general business funding to 504 commercial real estate investments, providing local start-ups with critical capital for equipment purchases, working capital, and property acquisitions. StartCap represents an additional resource for businesses seeking comprehensive lending guidance in central Oregon.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Bend, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bend, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Bend, OR seeking SBA loans typically include retail shops, restaurants, professional services, and local start-ups across Deschutes County. Technology firms, outdoor recreation companies, and service-based enterprises like plumbing contractors and landscaping businesses frequently qualify for federal lending support.
The U.S. Small Business Administration provides loan options for established companies with strong credit histories operating in central Oregon. Qualifying businesses must demonstrate financial stability, generate consistent revenue, and show potential for growth in Bend's dynamic economic environment.
