SBA Loans in Medford, OR
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Medford, OR, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Medford SBA Loans
StartCap empowers businesses in Jackson County with financial solutions that foster growth and development. Whether you're scaling up or managing cash flow, we offer the tools necessary to take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Medford or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Medford, OR
For those in Medford and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Central Point to Winston and beyond, we're your credit line specialists.
SBA Loan FAQ's
Medford, OR breathes entrepreneurial spirit with its patchwork of tech startups, agricultural enterprises, and family-owned businesses scattered across the Rogue Valley. Small business founders seeking financial support for expansion or equipment often explore Small Business Administration (SBA) loan opportunities tailored to Southern Oregon's economic landscape.
Here are a few local suggestions:- Umpqua Bank at Barnett Road & Crater Lake Highway
- U.S. Bank at Center Street & Main Street
- Banner Bank at Biddle Road & Crater Lake Highway
- OnPoint Community Credit Union at Highland Drive & Rapp Lane
- Columbia Bank at Springbrook Road & Crater Lake Highway
- First Federal Savings and Loan at Stewart Avenue & Siskiyou Boulevard
Local business owners interested in SBA loans like 7(a), 504, and microloans can find various financing options supporting real estate purchases, equipment acquisitions, working capital, and business refinancing. Researching these institutions provides insights into potential funding strategies for new business ventures in Jackson County's dynamic economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Medford, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Medford, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Jackson County's economic hub, Medford-based small businesses across various sectors potentially qualify for SBA loans. Local restaurants, retail shops, professional services, construction firms, and technology startups near Rogue Valley can leverage Small Business Administration financing options.
Service-oriented businesses like plumbing contractors, HVAC specialists, electrical companies, and landscaping enterprises operating within OR's dynamic commercial environment may access these critical funding resources. Medical practices, manufacturing facilities, and agricultural support businesses near Crater Lake Highway frequently benefit from tailored SBA lending programs.
