SBA Loans in Berkley, MI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Berkley, MI are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Berkley SBA Loans
StartCap delivers flexible financial solutions to businesses in Oakland County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Berkley or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Berkley, MI
For entrepreneurs in Berkley and surrounding areas, growth is within reach with flexible financial solutions. Our customized support is designed to help you achieve success and scale your business. From Huntington Woods to Hazel Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Berkeley's dynamic economic landscape offers promising opportunities for business founders seeking SBA loan support. The Oakland County community provides multiple financial resources for local start-ups looking to secure strategic funding through government-backed loan programs.
Here are a few local suggestions:- Fifth Third Bank at Woodward Avenue & 12 Mile Road
- Comerica Bank at Main Street & Coolidge Highway
- Community Financial Credit Union at 14 Mile Road & Orchard Lake Road
- Bank of America at Telegraph Road & 12 Mile Road
- Chase Bank at Woodward Avenue & 13 Mile Road
- Level One Bank at Coolidge Highway & 14 Mile Road
SBA loan programs like 7(a), 504, and microloans can support equipment purchases, working capital, real estate acquisitions, and business expansion. Founders in Berkeley's evolving business ecosystem may find tailored financing solutions through local lending institutions and specialized financial partners.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Berkley, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Berkley, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Berkeley, MI, SBA loans cater to diverse local businesses within Oakland County. Retail shops, professional services, and small manufacturing enterprises near the University of Michigan campus frequently qualify for financial support through various SBA program structures.
Service-based businesses like plumbing contractors, electrical repair firms, HVAC specialists, and landscaping companies in Berkeley can access loan opportunities. Local founders in technology, professional consulting, and hospitality sectors often leverage SBA loan programs to fund operational growth and infrastructure investments.
