Hard Money Loans in Cerritos, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
Looking to invest in real estate in Cerritos, CA? StartCap’s hard money loans offer the perfect solution. Whether you’re flipping houses or purchasing commercial properties, our fast and flexible loans provide the funding you need to move forward quickly.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Cerritos Hard Money Loans
Businesses in Los Angeles County can trust StartCap for unsecured loans and financial tools that simplify the growth journey. From funding new projects to managing cash flow, we offer financing options that empower your business to succeed and expand.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cerritos or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Cerritos, CA
Businesses in Cerritos and surrounding cities trust StartCap for fast and efficient hard money loans. We make securing the capital you need simple, so you can focus on growing your business. Discover the cities we serve and take the first step toward funding success. From Artesia to La Mirada and beyond, we're your real estate partner.
Hard Money FAQ's
In Los Angeles County, Cerritos presents strategic opportunities for real estate investors seeking alternative financing solutions. Local hard money lenders specialize in fast-tracked funding for residential and commercial property acquisitions, with options spanning fix-and-flip projects, investment properties, and rapid real estate transitions.
Finding reliable hard money sources involves researching private lending networks, mortgage brokers, and specialized real estate investment firms operating throughout Southern California. While specific lenders vary, founders and property developers can explore local options through networking events, real estate investment associations, and targeted online platforms serving the Cerritos business ecosystem.
Interest rates for hard money loans in Cerritos typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
In Los Angeles County's Cerritos, hard money loans provide flexible financing for residential and commercial real estate investments. From single-family homes to multi-unit apartment complexes, investors leverage these alternative funding sources to secure properties quickly across this dynamic Southern California market.
Commercial property opportunities include retail spaces, office buildings, industrial warehouses, and undeveloped land parcels near major transportation corridors. Real estate investors targeting Cerritos' diverse property types find hard money loans particularly advantageous for time-sensitive acquisition strategies.
