Clearwater Equipment Financing

Business Equipment Loans in Clearwater, FL

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Clearwater, FL, are perfect for scaling your business while staying within budget. Whether it’s buying machinery or upgrading tools, we’ll help your business soar to new galaxies.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Florida

Not Just Clearwater Equipment Loans

StartCap provides a variety of loan options, including secured loans and lines of credit, to meet the diverse needs of businesses. Whether you need funding to expand or improve operations, we can help.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Clearwater or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Pinellas County

Find Business Equipment Loans
Near Clearwater, FL

In Clearwater and surrounding cities, we provide equipment loans to help your business expand. Whether you're upgrading your machinery or purchasing new tools, we’re here to support your success. From Largo to Tarpon Springs and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Clearwater that offer equipment loans?

Clearwater's sun-drenched business environment beckons local start-ups seeking equipment financing across Pinellas County. Small business owners recognize the critical importance of securing reliable funding for machinery, technology, and essential operational tools that drive growth and innovation.

Here are a few local suggestions:
  • Clearwater Bank at Gulf-to-Bay Blvd & McMullen Booth Rd
  • SunTrust Bank at US 19 & Drew Street
  • Bank of America at US 19 & Sunset Point Road
  • Pinellas County Credit Union at Douglas Avenue & Missouri Avenue
  • Wells Fargo at East Bay Drive & Belcher Road
  • Local First Bank at Fortune Street & Cleveland Street

Local founders often find equipment loans through community financial institutions that understand regional business dynamics. StartCap represents a potential partner for businesses seeking flexible financing solutions tailored to specific equipment acquisition needs in the Florida marketplace.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Clearwater, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Clearwater, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Clearwater, FL covers an extensive range of business machinery and tools. Local founders can secure loans for restaurant kitchen equipment, construction machinery, agricultural tools, and specialized manufacturing gear across Pinellas County.

From food truck appliances to heavy excavation vehicles, businesses near Pier 60 have multiple financing options. Commercial truck fleets, precision agricultural implements, and restaurant-specific cooking stations represent common equipment categories eligible for financial support in the Florida market.

Elevate Yourself

Get Pre-Approved