Saint Petersburg Equipment Financing

Business Equipment Loans in Saint Petersburg, FL

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From industrial machines to innovative tech, our equipment loans in Saint Petersburg, FL, provide businesses with the tools to grow. Partner with us, and you’ll have a clear runway to prosperity.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Florida

Not Just Saint Petersburg Equipment Loans

At StartCap, we offer a wide range of loan options to match your business’s needs. Whether you’re looking for a line of credit or a secured loan, we have the flexibility to help you succeed.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Saint Petersburg or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Pinellas County

Find Business Equipment Loans
Near Saint Petersburg, FL

From Saint Petersburg to nearby cities, we provide equipment loans to businesses looking to grow. Whether you need new equipment or an upgrade, we have the financing solutions you need. From Gulfport to Clearwater and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Saint Petersburg that offer equipment loans?

Saint Petersburg, FL, with its sun-drenched coastline and burgeoning business ecosystem, offers intriguing opportunities for local start-ups seeking equipment financing. Founders exploring lending options will discover several strategic pathways to secure essential machinery and technology investments for their growing ventures.

Here are a few local suggestions:
  • SunTrust Bank at 4th Street & Central Avenue
  • Bay Area Credit Union at 1st Avenue North & 22nd Street
  • Florida Community Bank at Gulf-to-Bay Boulevard & McMullen Booth Road
  • Pinellas County Teachers Credit Union at Park Boulevard North & 66th Street
  • Raymond James Bank at 4th Street & Central Avenue
  • First Home Bank at 4th Street South & MLK Street

StartCap represents a potential resource for new business owners seeking specialized equipment loans, offering tailored financial solutions that align with the dynamic business landscape of Pinellas County. Local financial institutions understand the specific equipment financing requirements of small enterprises in the Saint Petersburg metropolitan region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Saint Petersburg, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Saint Petersburg, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Saint Petersburg, FL covers diverse business needs across multiple industries. Local founders can secure loans for restaurant kitchen appliances, agricultural machinery, construction vehicles, medical diagnostic tools, and technology infrastructure essential for operational growth.

Small business owners near Tampa Bay often leverage equipment financing to acquire specialized machinery without significant upfront capital expenditure. From food truck equipment in Pinellas County to precision farming tools, local lenders understand the critical importance of strategic equipment investments for sustainable business development.

Elevate Yourself

Get Pre-Approved