Concord Small Business Administration

SBA Loans in Concord, NH

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Small businesses in Concord, NH can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New Hampshire's Small Business Launchpad

We're More Than Concord SBA Loans

StartCap helps businesses in Merrimack County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Concord or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Merrimack County

Find SBA Loans Near Concord, NH

Entrepreneurs in Concord and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Suncook to Nashua and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Concord that can help with SBA loans?

Concord, NH harbors a dynamic business ecosystem where local founders seek strategic financial support through Small Business Administration (SBA) loans. The capital city's economic landscape offers multiple avenues for new business owners exploring funding opportunities across diverse industries.

Here are a few local suggestions:
  • Citizens Bank at Main Street & Capitol Boulevard
  • Bank of NH at North State Street & Pleasant Street
  • McLean Cooperative Bank at Loudon Road & Kmart Plaza
  • Service Credit Union at Fort Eddy Road & D'Amante Drive
  • Merrimack County Savings Bank at South Main Street & Commercial Avenue
  • New Hampshire Community Loan Fund at Clinton Street

SBA loan programs like 7(a), 504, and microloans provide critical resources for equipment purchases, working capital, real estate acquisitions, and startup expenses. Local institutions understand regional business dynamics and often offer more personalized guidance compared to larger national lenders.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Concord, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Concord, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Concord, NH seeking SBA loans span diverse sectors including professional services, retail, hospitality, construction, and technology startups. Local founders in Merrimack County can access financial support through various SBA programs targeting small enterprise development near the New Hampshire State House area.

Service-based businesses like plumbing contractors, HVAC specialists, electricians, and landscaping companies frequently qualify for these lending opportunities. Manufacturing, restaurant, and professional consulting firms operating within New Hampshire's capital region may also meet SBA loan requirements when demonstrating strong business plans and financial stability.

Elevate Yourself

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