Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Franklin, NH from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Franklin SBA Loans
StartCap is dedicated to helping businesses in Merrimack County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Franklin, NH
In Franklin and nearby cities, financial tools are available to help entrepreneurs succeed. Whether expanding or optimizing, our solutions are crafted to fit your specific needs. From Laconia to Somersworth and beyond, we're your credit line specialists.
SBA Loan FAQ's
Franklin, NH, with its rich mill history and scenic Merrimack River backdrop, offers a supportive environment for business growth. Local founders seeking SBA loan opportunities will find multiple financing resources tailored to small business development across Merrimack County.
Here are a few local suggestions:- Franklin Savings Bank at Main Street & Central Street
- Merrimack County Credit Union at Bridge Street & Pearl Street
- Bank of New Hampshire at Central Square
- Citizens Bank at Webster Highway
SBA loans in NH come in various formats, including 7(a), 504, and microloans designed for equipment purchases, real estate acquisitions, and working capital. Local start-ups can leverage these flexible financing options to transform innovative business concepts into sustainable enterprises across the region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Franklin, NH spanning various sectors like local retail, professional services, and home improvement contractors often qualify for SBA loans. Manufacturing, healthcare providers, and technology startups in Merrimack County frequently access these federal funding opportunities through approved lenders.
Local restaurateurs, construction firms, automotive repair shops, and service-based enterprises like plumbing and electrical businesses can secure backing from SBA programs. Downtown Franklin businesses meeting specific credit requirements and demonstrating economic potential remain prime candidates for these critical financial resources.