Cottage Grove Equipment Financing

Business Equipment Loans in Cottage Grove, WI

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Cottage Grove, WI, help businesses of all shapes and sizes. Whether you’re baking bread or building bridges, we’ll provide the financial boost to keep your operations reaching for the stars.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Wisconsin

Not Just Cottage Grove Equipment Loans

With StartCap’s diverse loan options, including lines of credit and secured loans, we make it easy for businesses to access the funds they need. Whatever your goals, we can help you achieve them.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cottage Grove or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dane County

Find Business Equipment Loans
Near Cottage Grove, WI

For businesses in Cottage Grove and beyond, we offer equipment loans that make it easy to grow and succeed. With flexible terms and fast approval, we're here to help you achieve your goals. From McFarland to Middleton and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Cottage Grove that offer equipment loans?

Cottage Grove, WI radiates agricultural charm alongside growing commercial opportunities. Small business owners seeking equipment financing encounter several strategic lending resources across Dane County's dynamic economic terrain. Local financial institutions understand the intricate equipment investment requirements for emerging enterprises.

Here are a few local suggestions:
  • Summit Credit Union at Main Street & Elm Avenue
  • First Business Bank at Fish Hatchery Road & Raywood Drive
  • State Bank of Cross Plains at Highway 14 & County Road N
  • Dane County Bank at Todd Drive & Monona Drive
  • Community Bank & Trust at East Washington Avenue

StartCap offers complementary equipment loan solutions for founders exploring comprehensive financing options. Wisconsin's business ecosystem supports innovative equipment acquisitions through specialized lending programs tailored for local start-ups' specific machinery and technology requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Cottage Grove, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cottage Grove, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Business owners in Dane County, WI seeking equipment financing have multiple options across various industries. From agricultural machinery near the rolling farmlands of Cottage Grove to restaurant kitchen appliances and construction vehicles, equipment loans cover essential business tools for local start-ups and established companies.

Financing opportunities extend beyond traditional sectors, supporting specialized equipment for manufacturing, technology, healthcare, and service-based businesses. Whether you're upgrading commercial trucks, purchasing precision farming equipment, or investing in restaurant cooking systems, local financial institutions offer tailored solutions for Wisconsin entrepreneurs.

Elevate Yourself

Get Pre-Approved