
Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in DeBary, FL, StartCap provides the financial foundation your business needs. Flexible terms and dedicated support make growth achievable. Let us power your entrepreneurial journey with ease and confidence.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than DeBary SBA Loans
StartCap provides businesses in Volusia County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in DeBary or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near DeBary, FL
Entrepreneurs in DeBary and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Deltona to Altamonte Springs and beyond, we're your credit line specialists.

SBA Loan FAQ's
DeBary, FL bubbles with small business potential along the St. Johns River, offering intriguing financing opportunities for local start-ups seeking strategic funding solutions. Business owners exploring Small Business Administration loan options find several regional financial institutions ready to support their growth initiatives.
Here are a few local suggestions:- Vystar Credit Union at US-17 & Enterprise Road
- SunTrust Bank at Saxon Boulevard & Dirksen Drive
- Wells Fargo at Deland Avenue & Mission Drive
- First Green Bank at Highbanks Road & Enterprise Road
- Florida Credit Union at Enterprise Road & Lake Ashby Boulevard
SBA loan programs like 7(a), 504, and microloans provide flexible financing for equipment purchases, working capital, real estate acquisitions, and business expansion across diverse industries. Local founders benefit from personalized guidance and competitive rates when partnering with experienced Florida financial institutions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in DeBary, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in DeBary, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in DeBary, FL seeking SBA loans span diverse sectors like professional services, retail establishments, construction firms, and local service providers. Volusia County's economic landscape supports qualifying ventures through Small Business Administration financing programs targeting local enterprises.
Eligible businesses in this Central Florida community typically include HVAC contractors, plumbing services, electrical companies, landscaping businesses, restaurant operations, and professional consulting firms. Local start-ups near Lake Monroe can access funding through various SBA loan categories based on specific business criteria.