Business Equipment Loans in Des Moines, IA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From bakeries to breweries, our equipment loans in Des Moines, IA, provide tailored solutions for growth. Work with us to make your business the star of your local economy.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Des Moines Equipment Loans
StartCap’s loan options include secured loans and lines of credit to fit your business’s financial needs. With our competitive rates and flexible terms, we’re here to help you grow with confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Des Moines or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Des Moines, IA
In Des Moines and surrounding cities, we provide equipment loans to help your business expand. Whether you're upgrading your machinery or purchasing new tools, we’re here to support your success. From Pleasant Hill to Waukee and beyond, we've got you covered.
Equipment Loan FAQ's
Des Moines business owners seeking equipment financing have multiple local resources to explore. The capital city offers diverse lending opportunities for equipment acquisition, with financial institutions understanding the intricate needs of local start-ups and expanding businesses throughout Polk County.
Here are a few local suggestions:- Wells Fargo Bank at 4th Street & Grand Avenue
- Iowa State Bank at University Avenue & 86th Street
- Community State Bank at Hickman Road & 48th Street
- Principal Financial Credit Union at Fleur Drive & SW 9th Street
- First Federal Bank at University Avenue & 35th Street
StartCap provides specialized equipment loan solutions for founders in the Des Moines metropolitan area. Local business owners can evaluate multiple financing strategies, comparing interest rates, terms, and application requirements to secure the most suitable equipment funding for their specific operational needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Des Moines, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Des Moines, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in IA opens doors for businesses across diverse industries, from agricultural machinery in Polk County to restaurant kitchen upgrades in downtown Des Moines. Local founders can secure loans for construction equipment, manufacturing tools, commercial vehicles, and specialized technological infrastructure essential for growth and operational expansion.
Businesses throughout Iowa benefit from flexible equipment financing options covering restaurant appliances, farm tractors, semi-trucks, medical diagnostic equipment, printing presses, and technology systems. Small business owners in Des Moines and surrounding areas can leverage strategic funding to acquire critical assets without substantial upfront capital investments.
