Hard Money Loans in Des Moines, IA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Des Moines, IA for real estate investors who need fast and reliable funding. Whether you’re buying residential properties or commercial real estate, we offer the capital to help you make your next move.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Des Moines Hard Money Loans
StartCap is committed to helping businesses in Polk County thrive with unsecured loans and personalized financial options. Our goal is to empower entrepreneurs by providing them with the funds they need to grow and succeed in today’s fast-moving marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Des Moines or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Des Moines, IA
For businesses in Des Moines and neighboring cities, StartCap provides hard money loans that are designed to meet your unique needs. Whether you’re starting a new project or scaling your business, our financing solutions offer the flexibility and speed you need to succeed. From Pleasant Hill to Waukee and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Des Moines, IA requires strategic research across local private lending networks. Polk County real estate investors and property developers often seek alternative financing solutions beyond traditional funding channels. Local hard money sources include private investment groups, specialized lending firms, and individual real estate investment professionals.
StartCap represents one potential resource for hard money financing in Iowa, though multiple options exist for commercial and residential property acquisitions. Real estate professionals in Des Moines frequently connect through networking groups, investment associations, and online platforms to identify potential hard money lending opportunities across central Iowa's dynamic property markets.
Interest rates for hard money loans in Des Moines typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Des Moines, IA real estate investors leverage hard money loans across diverse property types, from downtown Polk County warehouses to suburban residential investments. These flexible financing options work well for fix-and-flip projects, multi-family residential units, and commercial property acquisitions in central Iowa.
Residential properties like single-family homes, townhouses, and condominiums frequently benefit from hard money lending strategies. Commercial real estate investors targeting office spaces, retail locations, and industrial complexes in the Des Moines metropolitan area also utilize these alternative funding approaches for quick property transactions.
