
You Have The Skills, Now Get The Tools
In Durham, NC, our equipment loans are crafted for businesses ready to expand. Whether you’re renovating a workspace or purchasing machinery, we’ll help you achieve success without the stress of financial strain.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Durham Equipment Loans
Looking for a loan that fits your business needs? StartCap offers a variety of options, including secured loans, lines of credit, and more, to help your business get the boost it needs to succeed.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Durham or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Durham, NC
We offer equipment loans to businesses in Durham and beyond. From small startups to large enterprises, our financing options can help you secure the tools needed to succeed. From Chapel Hill to Wake Forest and beyond, we've got you covered.

Equipment Loan FAQ's
Durham, NC radiates with innovative spirit, particularly within its dynamic research triangle. Small business owners seeking equipment financing often find themselves exploring local lending opportunities amid the city's thriving economic ecosystem.
Here are a few local suggestions:- Wells Fargo at Main Street & Duke University Road
- First Citizens Bank at Chapel Hill Boulevard & Erwin Road
- Local Government Credit Union at Ninth Street
- BB&T at Durham-Chapel Hill Boulevard
- Self-Help Credit Union at Parrish Street
Local start-ups and founders recognize equipment loans as critical investments for growth. StartCap represents one potential resource, though numerous financial institutions in the Durham area offer tailored equipment financing solutions for businesses seeking strategic capital investments.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Durham, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Durham, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Durham, NC covers a wide range of business necessities, from heavy construction machinery to commercial kitchen appliances. Local founders in Wake County can secure loans for restaurant equipment, agricultural tools, medical devices, manufacturing machinery, and technology infrastructure essential for operational growth.
Specific equipment categories often financed include trucks and vehicles, computer systems, restaurant ovens and refrigeration units, farming tractors, precision construction tools, and specialized medical diagnostic equipment. Businesses near Research Triangle Park may find flexible lending options tailored to their specific equipment acquisition requirements.