Raleigh Equipment Financing

Business Equipment Loans in Raleigh, NC

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Raleigh, NC, our equipment loans are tailored to businesses in every industry. Whether you’re running a small shop or a large operation, we’re here to ensure your growth plans take flight.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in North Carolina

Not Just Raleigh Equipment Loans

StartCap’s range of loan options includes everything from lines of credit to secured loans, each designed to provide the flexibility your business needs to thrive. Let us help you find the right loan for your goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Raleigh or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Wake County

Find Business Equipment Loans
Near Raleigh, NC

Our equipment loans extend from Raleigh to nearby cities, providing businesses with the financial resources they need. Whether you’re buying new equipment or expanding, we’re here to help. From Garner to Wake Forest and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Raleigh that offer equipment loans?

Raleigh, NC, a hub of technological innovation and research triangle prowess, offers multiple avenues for business equipment financing. Local founders seeking machinery or tech investments have several strategic lending opportunities across the Triangle region.

Here are a few local suggestions:
  • First Citizens Bank at Glenwood Avenue & Wade Avenue
  • Capital Bank at Hillsborough Street & Gorman Street
  • Self-Help Credit Union at Hargett Street & Wilmington Street
  • Navy Federal Credit Union at Edwards Mill Road & Duraleigh Road
  • BB&T (Now Truist) at Creedmoor Road & Glenwood Avenue
  • Local Government Credit Union near North Carolina State University

For new business owners exploring equipment loans, StartCap represents one potential resource among many regional financial institutions. Business founders should compare interest rates, terms, and local lending expertise when evaluating potential equipment financing solutions in the NC market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Raleigh, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Raleigh, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in NC opens doors for diverse business sectors across the Research Triangle. Local founders can secure loans for restaurant kitchen appliances, agricultural machinery, construction vehicles, medical diagnostic tools, and technology infrastructure serving industries from Raleigh to Durham.

Business owners in Wake County often leverage equipment financing for specialized machinery like commercial ovens, farm tractors, industrial fabrication tools, precision medical equipment, and technological systems that drive operational efficiency across various professional environments.

Elevate Yourself

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