
Great Rates, Less Requirements & Smaller Down Payments
Take advantage of SBA loans in Durham, NH to fuel your business’s growth. StartCap delivers flexible financing and personalized support, ensuring your funding needs are met with ease. Propel your business forward with confidence today.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Durham SBA Loans
At StartCap, we provide businesses in Strafford County with the financial tools necessary to grow and succeed. Our tailored solutions are designed to help you overcome challenges and achieve your long-term goals with ease.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Durham or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Durham, NH
In Durham and nearby cities, financial tools are available to help entrepreneurs succeed. Whether expanding or optimizing, our solutions are crafted to fit your specific needs. From Newmarket to Sanford and beyond, we're your credit line specialists.

SBA Loan FAQ's
Durham, NH sits as a pivotal location for small business financing, with its academic ecosystem and proximity to coastal New Hampshire driving economic potential. Local founders seeking Small Business Administration (SBA) loan support find multiple resources within Strafford County's dynamic business environment.
Here are a few local suggestions:- Service Credit Union at Main Street & Madbury Road
- Wentworth Financial Partners at Durham Circle
- Citizens Bank at Middle Road & Route 108
- The Bank of New Hampshire at Portsmouth Avenue
- Seacoast Bank at Durham Market Place
- UNH Federal Credit Union near campus entrance
SBA loans encompass various funding types, including 7(a) programs for working capital, equipment purchases, and real estate acquisitions. New business owners benefit from lower down payments and extended repayment terms, making financial growth more accessible in Durham's competitive market landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Durham, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Durham, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Durham, NH, benefit from various SBA loan opportunities across diverse industries. Local enterprises in Strafford County, including retail shops, professional services, and home-based businesses near the University of New Hampshire campus, potentially qualify for financing.
Service-oriented businesses like plumbing contractors, HVAC specialists, and landscaping companies in Durham frequently access these lending programs. Manufacturing startups, technology firms, and hospitality establishments near downtown also meet SBA loan eligibility requirements through careful documentation and financial planning.