Edmonds Small Business Administration

SBA Loans in Edmonds, WA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Edmonds, WA, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Washington's Small Business Launchpad

We're More Than Edmonds SBA Loans

StartCap delivers the financial support businesses in Snohomish County need to achieve their goals. Our flexible options are designed to empower entrepreneurs, offering the resources to help your business grow and thrive in any market.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Edmonds or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Snohomish County

Find SBA Loans Near Edmonds, WA

In Edmonds and nearby cities, entrepreneurs are supported with flexible financial solutions that can help their businesses succeed. Our tailored options are designed to help you reach your goals. From Lynnwood to Mukilteo and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Edmonds that can help with SBA loans?

Edmonds, WA sits along the Puget Sound with a diverse business ecosystem that attracts small business founders seeking financial support. Local entrepreneurs searching for SBA loan options will find several strategic lending resources throughout Snohomish County's economic landscape.

Here are a few local suggestions:
  • Wells Fargo at 5th Avenue & Main Street
  • Bank of America at Broadway & Maple Street
  • Washington First Bank at Westgate & 100th Street
  • Key Bank at Edmonds Way & Highway 99
  • Verity Credit Union at Olympic View Drive
  • Columbia Bank at Westgate Plaza

SBA loans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. Local business owners appreciate these flexible financing options that support growth without overwhelming traditional lending requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Edmonds, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Edmonds, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Snohomish County's picturesque city of Edmonds, WA, local business owners can access SBA loan opportunities across diverse industries. Retail shops, professional services, restaurants, and home-based businesses near the waterfront often qualify for Small Business Administration financial support.

Service-based companies like plumbing contractors, HVAC technicians, and landscaping businesses operating within Edmonds city limits frequently meet SBA lending criteria. New start-ups and established local enterprises near Olympic View Drive can explore various loan programs tailored to support their growth strategies.

Elevate Yourself

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