Your Credit Line, Is Your Lifeline
Having capital at your fingertips is a game-changer for businesses at any level. Payroll, inventory, and equipment demands don’t rest. With a business line of credit in Fairfax, VA, and strong support, there are no limits to your success.
Flexible Access to Funds
Access financing when you need it and pay only on what you use—ideal for fast cash flow.
Revolving Credit for Growth
Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.
Custom Limits for Your Needs
Credit lines tailored to your business, with limits starting at $10,000 and room to grow.
Fairfax Business Credit & Loan Options
StartCap fuels the dreams of businesses every day. With funding and resources designed just for you, we're here to make success happen. From credit lines to real estate, we're your one-stop-shop.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fairfax or nationwide.
Here's a truck load of stuff to get kicked off
Find a Business Line of Credit
Near Fairfax, VA
Businesses in Fairfax, across Fairfax (city) County, and nationwide trust StartCap! We make accessing funding easier, no matter where you are. Explore the nearby cities we serve and let's take the next step together. From George Mason to Wakefield and beyond, we're your BLOC specialists.
BLOC FAQ's
Yes, local start-ups in Fairfax, VA have several business line of credit options tailored to emerging businesses. The technology corridor surrounding George Mason University provides fertile ground for new business financing opportunities in Northern Virginia's economic ecosystem.
Here are a few local suggestions:- Burke & Herbert Bank at Main Street & Washington Boulevard
- Freedom Credit Union at Lee Highway & Gallows Road
- Sandy Spring Bank at Fairfax Circle & Nutley Street
- Capital Bank at Chain Bridge Road & Lee Highway
- First Citizens Bank at Braddock Road & Old Lee Highway
- Old Dominion National Bank at University Drive & Braddock Road
Local financial institutions understand the unique challenges facing new business owners in VA. Regional banks offer streamlined application processes, competitive rates, and flexible credit lines specifically designed for technology startups and small enterprises emerging from Fairfax County's dynamic commercial districts.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for business lines of credit in Fairfax, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Fairfax, VA offers several local line of credit options for businesses. The county's economic development authority provides targeted financing programs through Fairfax County Economic Development Authority (FCEDA), supporting small business growth along the Route 50 corridor and throughout Northern VA.
Local founders can explore credit opportunities with institutions like Burke & Herbert Bank, which offers specialized business credit lines tailored to small enterprises in the Washington metropolitan area. The George Mason University Small Business Development Center also connects regional business owners with strategic funding resources and credit guidance specific to VA's economic landscape.