SBA Loans in Fairfax, VA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Fuel your business ambitions with SBA loans in Fairfax, VA from StartCap. Our simplified process and flexible options give you the financial tools you need to grow. Achieve your business goals with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Fairfax SBA Loans
Businesses in Fairfax (city) County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fairfax or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Fairfax, VA
In Fairfax and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From George Mason to Wakefield and beyond, we're your credit line specialists.
SBA Loan FAQ's
Fairfax, VA, with its dynamic tech corridor and proximity to Washington D.C., offers a compelling environment for business financing. Local founders seeking Small Business Administration (SBA) loans find numerous opportunities within this economically diverse Northern Virginia region.
Here are a few local suggestions:- Burke & Herbert Bank at Main Street & University Drive
- Sandy Spring Bank at Lee Highway & Nutley Street
- Sandy Spring Credit Union at Gallows Road & Route 50
- Freedom Bank at Chain Bridge Road & Dolley Madison Boulevard
- Bank of the Ozarks at Fairfax Circle
- BB&T at Braddock Road & Route 123
SBA loan programs like 7(a), 504, and microloans support equipment purchases, working capital, real estate acquisitions, and startup costs. Local financial institutions understand the unique business ecosystem of Fairfax County, offering tailored solutions for new business owners seeking strategic funding.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Fairfax, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fairfax, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Fairfax County, VA seeking SBA loans span diverse sectors like professional services, retail, technology firms, and local contractors. Qualifying businesses must meet specific size requirements, demonstrate financial need, and operate within Fairfax's competitive economic environment.
Service-based enterprises including plumbing companies, HVAC specialists, electricians, and landscaping businesses frequently secure SBA funding. Founders in metropolitan areas near Washington D.C. often leverage these financial resources to expand operations and support growth strategies.
