Fitchburg Small Business Administration

SBA Loans in Fitchburg, WI

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Fitchburg, WI are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Wisconsin's Small Business Launchpad

We're More Than Fitchburg SBA Loans

StartCap delivers financial support to businesses in Dane County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fitchburg or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dane County

Find SBA Loans Near Fitchburg, WI

For entrepreneurs in Fitchburg and beyond, we provide customized financial support to help you meet your objectives. Our flexible solutions are designed to drive success for your venture. From Verona to Cottage Grove and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Fitchburg that can help with SBA loans?

Fitchburg, Wisconsin, with its burgeoning tech corridor and proximity to Madison, offers a compelling landscape for small business financing. Local founders seeking SBA loan opportunities find themselves in a strategic ecosystem where economic growth intersects with supportive lending environments.

Here are a few local suggestions:
  • First Business Bank at University Ave & Whitney Way
  • Summit Credit Union at McKee Road & Lacy Road
  • State Bank of Cross Plains at Fish Hatchery Road & Fitchrona Road
  • Madison Community Bank at Nesbitt Road & East Cheryl Parkway
  • Community Banking Center at Verona Road & Cahill Main
  • McFarland State Bank at Research Park Drive

SBA loans in Fitchburg range from 7(a) programs supporting working capital to 504 loans facilitating commercial real estate purchases. New business owners can explore funding options tailored to equipment acquisition, inventory expansion, and operational refinancing through these local financial institutions.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Fitchburg, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fitchburg, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Fitchburg, Wisconsin, spanning various sectors like retail, service industries, and technology, may qualify for SBA loans through local lenders. Dane County entrepreneurs operating professional services, construction firms, restaurants, and manufacturing businesses could access financial support from the Small Business Administration.

The SBA loan programs in Wisconsin target small enterprises near Madison with fewer than 500 employees. Local plumbing contractors, HVAC technicians, electricians, and new start-ups operating near Governor Nelson State Park might find favorable lending opportunities through approved financial institutions serving the greater Fitchburg region.

Elevate Yourself

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