Start-Up Business Loans in Hershey, PA
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
There's nothing more exciting than launching a new venture. There's also nothing worse than a great venture failing from lack of capital. With the right start-up business loan in Hershey, PA & the right support team, the sky is not the limit. There are no
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Hershey Business Loan Options
StartCap fuels business dreams with funding and tailored solutions. Let’s make your vision a reality and build something amazing!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hershey or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Hershey, PA
In Hershey or surrounding Dauphin County, StartCap offers funding and resources to help you succeed. Explore nearby cities we serve and let’s build something great! From Palmyra to Lebanon and beyond, we've got you covered.
Start-Up Loan FAQ's
Hershey, PA, a town synonymous with chocolate and sweet innovation, presents a challenging landscape for entrepreneurs seeking start-up business loans. Local business financing can feel like solving a complex puzzle, especially when traditional lenders maintain stringent approval criteria that make accessing capital challenging for new ventures.
StartCap understands the intricate process of securing start-up funding in central Pennsylvania. Most local lenders require detailed business plans, strong personal credit scores, collateral, and proof of potential revenue, which can create significant barriers for emerging businesses in Dauphin County.
Here are a few local suggestions:- Evergreen Credit Union at Main Street & Chocolate Avenue
- Cornerstone Bank at Cocoa Avenue & Park Road
- First National Bank of Hershey at University Drive & Park Boulevard
- Mid Penn Bank at Hersheypark Drive & Chocolate Avenue
Interest rates for start-up business loans in Hershey, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hershey, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, several grant opportunities exist for start-up businesses in Hershey, PA. Local entrepreneurs can access funding through the Dauphin County Economic Development Corporation, which offers targeted small business grants for innovative enterprises in the region.
The Pennsylvania Industrial Development Authority (PIDA) provides low-interest loans and matching funds for businesses establishing roots in Pennsylvania. Additionally, Hershey's Chamber of Commerce connects local start-ups with regional funding resources and mentorship programs designed to accelerate entrepreneurial growth in central Pennsylvania.
