Hershey Small Business Administration

SBA Loans in Hershey, PA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With StartCap, SBA loans in Hershey, PA are more accessible than ever. Our streamlined process and tailored support make funding your business a breeze. Step into success with us by your side.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Pennsylvania's Small Business Launchpad

We're More Than Hershey SBA Loans

StartCap delivers flexible financial solutions to businesses in Dauphin County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hershey or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dauphin County

Find SBA Loans Near Hershey, PA

Entrepreneurs in Hershey and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Palmyra to Lebanon and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Hershey that can help with SBA loans?

In the chocolate-rich landscape of Hershey, PA, local business owners seek specialized financing solutions through Small Business Administration (SBA) loans. Obtaining these critical funding resources requires strategic research within Dauphin County's dynamic commercial ecosystem.

Here are a few local suggestions:
  • Susquehanna Bank at Chocolate Avenue & Park Street
  • First National Bank of PA at Fishburn Road & Hersheypark Drive
  • Orrstown Bank at Derry Street & Second Street
  • Members 1st Federal Credit Union at Mae Street & Chocolate Avenue
  • Mid Penn Bank at Cocoa Avenue & West Chocolate Avenue
  • Hamilton Bank at Hersheypark Drive & Fishburn Road

SBA loan options range from working capital and equipment financing to commercial real estate purchases. Local founders investigating lending opportunities might consider consulting multiple institutions to compare terms, interest rates, and specific program requirements tailored to their business growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Hershey, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hershey, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Dauphin County's chocolate-rich Hershey, PA, local businesses spanning hospitality, manufacturing, retail, and service industries may qualify for SBA loans. Small enterprises near Hersheypark and Chocolate Avenue often receive funding through 7(a), 504, and microloan programs supporting regional economic growth.

Service-based companies like HVAC contractors, plumbing services, electrical businesses, and landscaping firms can access financial support. Restaurants, specialty shops, and professional services near The Hershey Company headquarters frequently leverage SBA loan opportunities to expand operations and invest in infrastructure.

Elevate Yourself

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