Elizabethtown Small Business Administration

SBA Loans in Elizabethtown, PA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Elizabethtown, PA are the key to unlocking your business’s potential. StartCap provides flexible funding options and personalized support, ensuring you get the resources you need to succeed. Start growing your business with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Pennsylvania's Small Business Launchpad

We're More Than Elizabethtown SBA Loans

StartCap provides businesses in Lancaster County with the necessary financial resources to succeed. We offer flexible options that support your business at every stage, helping you achieve your goals with ease and confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Elizabethtown or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lancaster County

Find SBA Loans Near Elizabethtown, PA

For entrepreneurs in Elizabethtown and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Mount Joy to Lititz and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Elizabethtown that can help with SBA loans?

Elizabethtown, PA, tucked among Lancaster County's rolling farmlands, offers a dynamic environment for business growth and financial support. Local founders seeking Small Business Administration (SBA) loans will find multiple lending opportunities supporting diverse business needs like equipment purchase, working capital, or commercial real estate investments.

Here are a few local suggestions:
  • Susquehanna Bank at Market Street & Main Street
  • PSECU Credit Union at North Market Street & Brown Street
  • Community Bank of Elizabethtown at Market Street & Poplar Street
  • First National Bank at Harrisburg Pike & Mount Joy Street
  • Lancaster County State Bank at West Main Street & Market Street

While local institutions provide excellent SBA loan options, exploring specialized lenders like StartCap can offer tailored solutions for new business owners. Understanding specific program requirements and matching them with your business goals helps streamline the funding process in Pennsylvania's competitive small business ecosystem.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Elizabethtown, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Elizabethtown, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Lancaster County's Elizabethtown, PA seeking SBA loans include local service providers like plumbing contractors, HVAC specialists, electrical repair companies, and retail establishments serving the central Pennsylvania region.

Qualifying businesses typically encompass restaurants, professional services, construction firms, home improvement businesses, and agricultural support enterprises near Mount Joy Road. Local start-ups with strong business plans and creditworthiness are prime candidates for federal small business financing options.

Elevate Yourself

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