SBA Loans in Scranton, PA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Scranton, PA make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Scranton SBA Loans
Businesses in Lackawanna County can access StartCap’s comprehensive financial solutions tailored to their needs. Whether you’re expanding operations or optimizing cash flow, we offer the tools and support to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Scranton or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Scranton, PA
Entrepreneurs in Scranton and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Dunmore to Archbald and beyond, we're your credit line specialists.
SBA Loan FAQ's
Scranton, PA harbors a dynamic business ecosystem where new business owners seek strategic financial support through Small Business Administration (SBA) loans. The Electric City's commercial landscape offers multiple funding opportunities for local start-ups seeking capital investments for equipment, real estate, or working capital needs.
Here are a few local suggestions:- First National Bank at Lackawanna Avenue & Wyoming Street
- Wayne Bank at North Washington Avenue & Penn Avenue
- Peoples Neighborhood Bank at Moosic Street & Main Avenue
- First Energy Bank at Spruce Street & Adams Avenue
- M&T Bank at Mulberry Street & Wyoming Street
- Citizens Bank at North Washington Avenue & Linden Street
Pennsylvania entrepreneurs investigating SBA loan opportunities might find tailored solutions through local financial institutions. SBA 7(a) and 504 loan programs provide flexible funding mechanisms designed to support business growth across various industries in Lackawanna County's economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Scranton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Scranton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Scranton, PA, small business owners across Lackawanna County can access SBA loans for various industries. Qualifying businesses include retail establishments, professional services, restaurants, manufacturing firms, and technology startups operating within the greater Scranton metropolitan area.
Local service-based enterprises like plumbing contractors, HVAC specialists, electrical companies, and lawn care businesses frequently secure SBA funding. Founders seeking financial support must demonstrate solid business plans, creditworthiness, and economic potential within Pennsylvania's competitive business environment.
