Business Line of Credit in Scranton, PA
Fuel your new business with on-demand access to capital,
up to $250,000 in extra boost
Your Credit Line, Is Your Lifeline
No matter the stage of your business, having quick access to capital is always essential. The demands of payroll, inventory, and equipment never stop. With a business line of credit in Scranton, PA, and solid support, your business could reach orbital success.
Flexible Access to Funds
Access financing when you need it and pay only on what you use—ideal for fast cash flow.
Revolving Credit for Growth
Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.
Custom Limits for Your Needs
Credit lines tailored to your business, with limits starting at $10,000 and room to grow.
Scranton Business Credit & Loan Options
Helping businesses grow is at the heart of StartCap. With funding and resources designed just for you, we're here to make success happen. From credit lines to real estate investments, we're your solution.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Scranton or nationwide.
Here's a truck load of stuff to get kicked off
Find a Business Line of Credit
Near Scranton, PA
From Scranton to the corners of Lackawanna County and beyond, StartCap is here to help! We take the hassle out of finding local funding. Discover the nearby cities we serve and let's create something incredible. From Dunmore to Archbald and beyond, we're your BLOC specialists.
BLOC FAQ's
Yes, local start-ups in the coal mining region of Scranton, PA can access business lines of credit through several specialized financial resources. Founders seeking startup funding will discover multiple banking options tailored to emerging businesses in Lackawanna County's economic landscape.
Here are a few local suggestions:- First National Bank of Scranton at Wyoming Avenue & Spruce Street
- Landmark Community Bank at North Washington Avenue & Linden Street
- Peoples Neighborhood Bank at Penn Avenue & Lackawanna Avenue
- The Scranton Times Building Credit Union at North Washington Avenue
- Fidelity Deposit & Discount Bank at Main Avenue & Linden Street
- Wayne Bank Scranton Branch at Mulberry Street & Wyoming Avenue
New business owners can leverage targeted financing programs through local banks and credit unions specializing in startup support. These financial resources provide flexible credit lines designed specifically for entrepreneurs launching ventures in Pennsylvania's northeastern economic corridor.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for business lines of credit in Scranton, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Scranton, PA offers several local line of credit options for business owners seeking financial support. The Electric City's economic development landscape includes programs through the Lackawanna County Economic Development Agency and local credit unions specifically tailored for small business growth in northeastern Pennsylvania.
Specific local credit options include the Scranton Business Assistance Program, which provides low-interest lines of credit up to $50,000 for qualifying founders. The Luzerne Bank offers specialized small business credit lines, while the Small Business Administration's PA district maintains regional support for new start-ups seeking financial resources in Lackawanna County.
